Verdict
Pick Codex if you want OpenAI’s models without paying per token. ChatGPT Plus at $20 a month gives you Codex everywhere, from the desktop app and CLI to cloud tasks and GitHub code review, with GPT-6.1 Sol and Terra inside your allowance. Pro removes the five-hour limit entirely. The CLI is open source, and you can run the Codex extension inside VS Code, Windsurf or even Cursor.
Pick Cursor if you want a full AI editor with agents, Bugbot reviews and cloud agents in one product, and you’re happy with Grok and Cursor’s own Composer models as your everyday models. Plus is only $8 a month, the cheapest paid plan here.
The catch with Cursor is third-party models. Since October, Claude, GPT and Gemini aren’t part of your allowance: they’re billed at API list price from the first request, on Premium and up. If you mostly want GPT, Codex on a ChatGPT plan will almost always cost less.
A common setup is to use both: Cursor as the editor, with the Codex extension running on your ChatGPT plan for OpenAI’s models.
Also weigh Cursor’s recent changes. SpaceX now owns it, and its October 29 marketplace incident served a tampered extension for about 11 hours; Cursor says it’s contained.
Frequently asked questions
Is Codex or Cursor cheaper?
Cursor Plus is cheaper at $8 a month, but it only runs Grok models. If you want OpenAI's models, ChatGPT Plus at $20 includes Codex with GPT-6.1; getting GPT in Cursor needs Premium at $30 plus API list price for every GPT request.
Can I use Codex inside Cursor?
Yes. The Codex IDE extension supports Cursor as well as VS Code and Windsurf, so you can run Codex on your ChatGPT plan inside the Cursor editor.
Which has better models?
They're different. Codex gives you OpenAI's GPT-6 and GPT-6.1 family within your ChatGPT allowance. Cursor includes Grok and its own Composer models, and charges extra for Claude, GPT and Gemini.